1. Acceptance of Terms

By accessing or using the TCM Learning website and related services (“Services”), you agree to be legally bound by these Terms of Use (“Terms”).

If you do not agree, you must not use the Services.

We reserve the right to update or modify these Terms at any time. Continued use after changes become effective constitutes acceptance of the updated Terms.

2. Overview of Services

TCM Learning provides online educational services, including but not limited to:

• Programming and technology courses
• Interactive code editors and sandbox environments
• Progress tracking systems
• Subscription-based access
• Digital learning materials
• Promotional and gift-based access

All Services are provided strictly for personal, non-commercial educational use.

We reserve the right to modify, suspend, or discontinue any feature at any time.

3. Eligibility & Age Requirements

The Services are not intended for users under the age of 16.

We do not knowingly collect personal information from children under 13 in violation of applicable law, including the U.S. Children’s Online Privacy Protection Act (COPPA).

If you are under the legal age of digital consent in your jurisdiction, you may use the Services only with verifiable parental or legal guardian consent.

If an educational institution uses the Services on behalf of students, the institution represents and warrants that it has obtained all required parental permissions.

4. Account Registration

Certain features require account creation.

You agree to:

• Provide accurate and complete information
• Maintain confidentiality of login credentials
• Accept responsibility for all activities under your account

You may not share, transfer, or sell your account.

We may suspend or terminate accounts at our sole discretion.

5. License to Content (Not a Sale)

All content is licensed, not sold.

Upon valid purchase or subscription, TCM Learning grants you a limited, non-exclusive, non-transferable, revocable license to access and use the content solely for personal, non-commercial educational purposes via the platform.

You may not:

• Reproduce or distribute content
• Resell access
• Share credentials
• Download content for redistribution
• Reverse engineer the system
• Create derivative works

We may revoke access if required for legal, policy, or security reasons.

6. Payments, Pricing & Billing

Payments are processed through third-party providers (e.g., Stripe). We do not store payment card data.

6.1 Pricing Adjustments

We reserve the right to modify prices at any time. Price changes do not affect already paid subscription periods.

6.2 Pricing Errors

We reserve the right to correct typographical errors, inaccuracies, or omissions, including after an order has been submitted, and to cancel orders placed at incorrect prices.

6.3 Subscriptions

Subscriptions:

• Are billed in advance
• Automatically renew unless canceled
• Are non-transferable
• Are non-refundable unless required by law

Cancellation becomes effective at the end of the billing cycle.

7. EU Right of Withdrawal – Digital Content

If you are located in the European Union, you generally have a 14-day right of withdrawal.

However, by purchasing digital content made immediately available, you:

• Expressly consent to immediate performance, and
• Acknowledge that you lose your right of withdrawal once access begins.

This consent must be confirmed during checkout.

8. Third-Party Services & Infrastructure

The Services rely on third-party providers, including but not limited to:

• Google Cloud Platform / Firebase (hosting, authentication, and database infrastructure)
• Stripe, Inc. (payment processing and fraud prevention)
• External AI service providers (AI-assisted features)
• Email and communication service providers

These third-party services operate under their own terms and privacy policies. We are not responsible for outages, service interruptions, data loss, or security incidents caused by such providers.

Your use of third-party services is subject to their respective agreements and policies.

9. Intellectual Property

All content, including courses, text, code, educational materials, platform architecture, designs and logos, is the exclusive property of G.L TCM Consulting LTD unless otherwise stated.

Unauthorized use may result in civil and criminal liability.

10. Prohibited Use

You may not:

• Engage in unlawful activities
• Violate intellectual property rights
• Transmit malware
• Circumvent security measures
• Interfere with system functionality
• Use bots, crawlers, or scraping tools

Violation may result in immediate termination and legal action.

10.1 Specific Restrictions for Interactive Tools

When using our interactive code editors, AI-assisted tools, or sandbox environments, you strictly agree NOT to:

Resource Abuse

Use the Services for cryptocurrency mining, high-frequency trading, load testing, automated stress testing, or any activity that consumes excessive CPU, memory, storage, bandwidth, or API resources.

Malicious Activity

Upload, execute, or distribute malware, viruses, worms, trojans, ransomware, or any code designed to interfere with platform infrastructure, third-party services, or user data.

Network Interference

Attempt unauthorized access to internal systems, perform port scanning, penetration testing, reverse engineering, or initiate DoS/DDoS attacks.

Automated Scraping

Use bots, scripts, crawlers, or automated processes to extract content, bypass rate limits, manipulate usage metrics, or simulate user activity.

Exploitation of Sandbox

Attempt to escape, bypass, or exploit sandbox security mechanisms, authentication controls, API protections, or infrastructure safeguards.

Monitoring & Safeguards

We reserve the right to monitor system usage, implement automated safeguards, enforce technical limitations (including rate limits and resource caps), and suspend or restrict accounts to protect platform stability, infrastructure integrity, and other users.

We may immediately suspend or terminate accounts engaged in such conduct and pursue legal remedies where appropriate.

11. Accuracy of Information

We strive for accuracy but do not guarantee that content is complete, current, or error-free. You use information provided at your own risk.

12. Disclaimer of Warranties

The Services are provided “AS IS” and “AS AVAILABLE.” We disclaim all warranties, including merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability.

13. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for indirect, incidental, punitive, special, or consequential damages.

Our total liability shall not exceed the amount paid by you in the 12 months preceding the claim.

14. Indemnification

You agree to indemnify, defend, and hold harmless G.L TCM Consulting LTD and its affiliates, directors, officers, employees, contractors, and licensors from any third-party claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising from:

• Your violation of these Terms
• Your misuse of the Services
• Your infringement of intellectual property
• Your unlawful conduct

This obligation survives termination.

15. Notice & Takedown

For intellectual property complaints, contact: info@tcm-solutions.com

Include identification details, proof of ownership, and a good faith statement.

16. Termination

We may suspend or terminate access for violations, fraud, abuse, or security risks. Access to paid content may be revoked upon termination.

17. Privacy Policy

Your use of the Services is governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.

By using the Services, you acknowledge that you have read and understood the Privacy Policy, which is incorporated by reference.

Privacy Policy: View Privacy Policy

18. Entire Agreement

These Terms constitute the entire agreement between you and TCM Learning.

19. Accessibility

TCM Learning is committed to digital accessibility. If you encounter accessibility barriers, contact info@tcm-solutions.com and we will make reasonable efforts to accommodate.

20. Severability

If any provision is found invalid, the remaining provisions remain enforceable.

21. No Waiver

Failure to enforce any provision does not constitute waiver. Any ambiguity shall not be construed against the drafting party.

22. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Cyprus, without regard to conflict of law principles.

Any legal action arising under these Terms shall be brought exclusively in the competent courts of Cyprus, and the parties irrevocably consent to jurisdiction therein.

23. Changes to Terms

We may update these Terms at any time. Continued use after updates constitutes acceptance.

13. Contact Information

G.L TCM Consulting LTD
Arch. Makariou III, 82 GABRIEL BUILDING,
3rd Floor, Flat/Office 302,
1077 Nicosia, Cyprus

Email: info@tcm-solutions.com